THE HOME BUYING PROCESS
MADE EASY WITH DAWN
Buying a home is a big step, and I want to help you through this process.
My success is based on my ability to gracefully guide homebuyers through the process.
such as monthly payments (be sure to include insurance, utilities, taxes, etc). There are many
types of loans available, and I highly recommend working with a mortgage broker or company
to provide a detailed analysis based on your personal needs, recommendations, and
your needs. Begin by deciding your priorities; How important is it that you be located near schools,
your workplace, healthcare facilities, the beach or restaurants and entertainment? What size
lot are you interested in? What physical attributes of a neighborhood appeal to you?
Do you prefer a deed restricted community? What community ammenties are important to you
and your family?
of place with the right number and types of rooms. Determine what size and type of home best
fits your needs. What are your space requirements? What types of rooms do you need?
How many bedrooms? Do you need a home office?
Utilize Professionals to Perform Inspections
Buying a home is one of the biggest investments of your life. There are professional home
inspectors, roof inspectors, pool inspectors… that can assist you in determining the condition
of your new home. I have provided a list of local professionals for your reference.
Things you will consider in this phase include: How much will your downpayment be and
how much will you borrow? What are the closing costs? What will your interest rate be? These
are some of the questions to consider here. Your mortgage representative will be glad to walk
you through the process, and break things down in simple terms.
Get an Appraisal
You want to make sure you are paying a fair market value for the home you are buying. If you are
financing, your lender and realtor will assist you with this process.
Get a Survey
The title company checks for liens against the home you are buying by doing a title search.
However, they also check for any encroachments on the property as long as you provide them
with a certified and current survey
insurance policy prior to close. Typically your first year's insurance will be part of your closing
costs, while your later payments can be rolled into your monthly payment.
that all of the repairs are completed and all negotiated items remain in the house. The title
company will have collected all of the necessary documentation and determined the amount
of certified funds you will need to bring to close. Once you approve and sign the documents
and produce the required funds the house is legally yours.
Congratulations! It’s time to celebrate and start unpacking! Welcome Home.